If you’re a SNAP (Supplemental Nutrition Assistance Program) recipient and love the convenience of online grocery shopping, you might be wondering, “Does Walmart accept EBT on Instacart?” Getting your groceries delivered right to your door, especially if you have a busy schedule or mobility issues, can be a huge help. This essay will break down everything you need to know about using your EBT card for Walmart purchases through Instacart, from whether it’s possible to the steps involved.
The Short Answer: Can You Use EBT?
Yes, you can use your EBT card to pay for eligible food items when ordering Walmart groceries through Instacart. However, it’s not quite as straightforward as simply swiping your EBT card at checkout. There are some specific things you need to know to make it work smoothly.

Understanding Eligible Items
When using your EBT card for Walmart orders on Instacart, it’s super important to know which items are actually covered. The rules are pretty much the same as when you shop in a physical Walmart store using your EBT card. This means you can use your benefits to purchase things like:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
- Other non-alcoholic beverages
Remember, you can’t use your EBT card to buy non-food items. This means things like diapers, pet food, alcohol, tobacco, and household supplies are off-limits when paying with your EBT card on Instacart. These items will need to be paid for with a separate form of payment, like a credit or debit card.
Sometimes, it’s not always clear what qualifies. Here’s a quick guide to help you out:
- Check the product description on Instacart. It often will tell you if it qualifies for EBT.
- If you’re unsure, it’s best to err on the side of caution. Don’t include it in your EBT order.
- Contact Instacart customer support to ask if something is EBT-eligible.
Following these tips can save you headaches at checkout!
Setting Up Your Instacart Account for EBT
The first step in using your EBT card is making sure your Instacart account is ready. You’ll need to link your EBT card to your Instacart account before you can start shopping. If you’re new to Instacart, you’ll need to create an account first. This usually involves providing your email address, creating a password, and entering some basic information. Existing Instacart users will just need to update their payment options. There is a clear process to link your EBT card to your Instacart account, which will usually be available on the payment section of your profile or the Instacart app.
You will need to enter your EBT card number, expiration date, and the name associated with the card. Keep in mind that you may also need to provide the billing address associated with your EBT card. Once you’ve linked your EBT card, you can start adding eligible items to your cart, just like you normally would when ordering groceries. The next step will involve selecting EBT as your payment method at checkout. You will also need a secondary payment option as you can’t pay for all the items with EBT.
If you are uncertain how to start the process, check Instacart’s website or app for more detailed instructions. Here is a table of some basic information.
Action | Details |
---|---|
Create/Log in to Instacart | Set up or open your account. |
Go to Payments | Find this section in your profile. |
Add EBT | Enter card details. |
Choose EBT at Checkout | Select EBT for eligible items. |
Always keep your payment information secure and private.
Placing Your Order and Paying with EBT
Once you have your EBT card linked and have selected your groceries, it’s time to check out. When you reach the payment stage, you’ll be given a few options, and you’ll need to select EBT as your payment method. Instacart will automatically separate your order into two parts: the items you can pay for with EBT (eligible food) and the items you can’t (non-food items). This might happen automatically, or you might need to manually separate them based on Instacart’s prompts.
For the EBT-eligible items, the system will deduct the cost from your EBT balance. Any remaining balance on your EBT card will be applied to the order automatically. If your EBT balance doesn’t cover the entire order, you’ll need to use another form of payment, such as a debit card or credit card, to pay the remaining amount. Instacart will then process the order. You’ll receive a confirmation email with the order details.
Keep an eye on your order total and remaining EBT balance. You can easily keep track of how much money you have left on your EBT card and avoid any surprises at checkout. There are some simple steps to follow:
- Start with a budget.
- Track your spending.
- Make sure there is enough money.
- Check your remaining balance.
Be prepared for this process to ensure a smooth experience.
Dealing with Fees and Delivery
While you can use your EBT card for eligible groceries, it’s important to remember that EBT usually doesn’t cover fees like delivery fees, service fees, and tips for your shopper. These fees must be paid for with a separate payment method, such as a credit or debit card. Before you finalize your order, double-check the breakdown of costs, including all fees.
Make sure you have a way to cover these additional costs. You don’t want to get stuck at the end of the process. When you choose delivery, you’ll select a delivery time. You’ll be able to track your shopper’s progress through the Instacart app. The shopper will bring your groceries to your doorstep. You can also choose to pick up your order at the store if that is available.
Here are some factors to consider:
- Delivery fees can vary.
- Service fees apply to most orders.
- Tipping is customary, and the shopper should be given one.
Take these fees into account when budgeting for your grocery order.
Troubleshooting Common Problems
Sometimes, things don’t go perfectly when you’re ordering groceries online. The most common issues are related to payment and eligibility. For example, you might encounter a problem with your EBT card not being accepted. This can be because of a few reasons, like an expired card, a low balance, or incorrect card information entered into Instacart.
If your EBT card is not working, double-check all the details, especially the card number and expiration date. Make sure you have enough money on your EBT card to cover the cost of the eligible items in your cart. You can check your balance through your local EBT website or app. If there are still issues, contact Instacart’s customer service. They can help you troubleshoot payment problems. They can also assist with items that are misclassified.
If you need more help, you can:
- Contact customer service.
- Check the EBT card details.
- Make sure you have enough funds.
They have tips on solving these issues to ensure a smoother shopping experience.
Tips for a Smooth Experience
To make the most of your Instacart experience with EBT, there are a few extra tips to keep in mind. First, always check your EBT balance before you start shopping so you know how much you can spend. This can help prevent surprises at checkout. Make a shopping list in advance to avoid impulse purchases, which might include non-EBT-eligible items, and keep the grocery costs down.
When building your cart, pay attention to what items are and aren’t eligible for EBT. Add eligible items first. This way, you can keep track of costs. Look out for deals and discounts. This can help you save money and stretch your EBT benefits further. You can also compare prices from different stores within Instacart. You can use this to your advantage. Some stores may have better prices on some items. Keep track of what you spend.
Tip | Why it helps |
---|---|
Check your balance | Avoid checkout surprises. |
Make a list | Stay organized, and keep costs down. |
Look for deals | Stretch EBT dollars. |
Check the order | Avoid errors and keep on budget. |
By following these tips, you can have a more efficient and cost-effective shopping experience.
Conclusion
So, does Walmart accept EBT on Instacart? Yes! You can absolutely use your EBT card for eligible food items when ordering through Instacart. By understanding the eligibility rules, setting up your account correctly, and being mindful of fees and your budget, you can take advantage of this convenient service. With a little preparation, you can enjoy the convenience of online grocery shopping and make your SNAP benefits go further. Happy shopping!