Chipotle, with its customizable burritos and bowls, is a popular spot for a quick and tasty meal. But if you’re using a Supplemental Nutrition Assistance Program (SNAP) card, also known as EBT, you might be wondering if you can use it there. Figuring out where you can use your EBT benefits can be tricky, so let’s dive in and find out all the details about whether or not Chipotle takes EBT cards.
The Simple Answer: Does Chipotle Accept EBT?
Unfortunately, the answer is no. Chipotle does not currently accept EBT cards at most of its locations. This means you’ll need to use another form of payment if you want to grab some food there.

Why Chipotle Doesn’t Usually Accept EBT
Chipotle is classified as a restaurant, and the rules for restaurants accepting EBT are pretty specific. They generally have to meet certain criteria. The primary factor for accepting EBT at restaurants revolves around the types of food they serve and the programs they participate in.
Typically, EBT can be used at restaurants if:
- The restaurant is located in a state that allows EBT use at restaurants.
- The customer is eligible for a specific state program like the Restaurant Meals Program (RMP).
- The customer meets other specific requirements set by the state.
States that do participate in the Restaurant Meals Program may offer some flexibility.
Here’s a quick look at how the Restaurant Meals Program might work:
- A person must be eligible for SNAP.
- The person may also need to be homeless, elderly, or disabled.
- The person uses their EBT card at participating restaurants.
- The state pays the restaurant.
The Restaurant Meals Program (RMP) and EBT
The Restaurant Meals Program (RMP) is a special program within SNAP that allows certain SNAP recipients to use their benefits at participating restaurants. The RMP isn’t available everywhere, and the rules vary from state to state. This program is designed to help people who may not have access to a place to cook, or who have difficulty preparing meals themselves.
RMP programs are often aimed at helping vulnerable populations like those experiencing homelessness, the elderly, and people with disabilities who might find it hard to prepare meals at home. Because it’s up to each state, the specific eligibility requirements and participating restaurants differ. Some states may only allow the program in certain cities or counties.
If your state has an RMP, there’s still no guarantee that Chipotle would be involved. You’d need to check the specific requirements of the program in your area to find out which restaurants participate and who is eligible. To do this you could:
- Visit your state’s SNAP website
- Call your local SNAP office
- Look for a list of participating restaurants
The RMP can provide more flexibility, but it’s important to do your research.
Other Restaurants That Might Accept EBT
If you’re looking for places to use your EBT card for a meal, there are plenty of other options. Grocery stores, of course, are a big one. You can use your EBT to buy groceries and cook your own meals, which can be a great way to save money.
Some fast-food restaurants and other eateries also accept EBT. It’s always a good idea to ask before you order! Some may participate in the Restaurant Meals Program, or have a special arrangement with the state.
Here is a small list of potential options:
Restaurant Type | EBT Acceptance |
---|---|
Fast Food | Variable, ask at the counter. |
Grocery Store Deli | Often accepted for eligible food. |
Diner | Check with the location. |
Remember, availability changes by location, so it’s always best to inquire directly.
How to Find Out if a Restaurant Takes EBT
The best way to know for sure if a restaurant accepts EBT is to ask before you order. You can call them on the phone and inquire. You can also look for signs posted near the register or on the door. Many restaurants that take EBT will have a sticker or sign indicating this.
Many restaurants will also have this information on their website or on online platforms that allow you to order food. It’s always a good idea to check online or call the restaurant beforehand, especially if you’re trying a new place for the first time. This can save you any potential frustration or embarrassment at the checkout.
If you’re using a mobile app to order food, there is likely a way to pay with EBT. You may need to select “Pay at the counter” or something similar, and then use your EBT card in person to pay when you pick up your order.
The key is to be proactive and ask questions if you are unsure!
What About Ordering Chipotle Online or Through Delivery Apps?
Because Chipotle doesn’t generally take EBT, you can’t use it when ordering online or through delivery apps like DoorDash or Uber Eats. These platforms link to the payment methods that the restaurant accepts, and EBT typically isn’t one of them.
Even if the delivery service accepts EBT, you won’t be able to use it to pay for Chipotle. Ordering online can be convenient, but it’s important to remember the payment restrictions. You will be required to pay with an accepted payment method such as cash or a credit card.
Delivery apps sometimes have limited payment options.
- Credit/Debit Cards
- PayPal
- Gift Cards
So, if you’re hoping to get your Chipotle fix delivered and use your EBT card, you’re out of luck.
The Future: Could Chipotle Accept EBT in the Future?
It’s hard to say definitively whether Chipotle will ever accept EBT. Restaurants often adjust their policies based on changes in regulations, consumer demand, and business strategies. If there’s increased demand for EBT acceptance or a shift in state programs, Chipotle might consider it.
Many factors could influence their decision, including the cost of implementing new payment systems, the potential benefits of attracting EBT customers, and their overall marketing goals. It’s always worth keeping an eye on Chipotle’s official announcements and checking with your local restaurant for the most up-to-date information.
If the RMP expands in the future, there may also be an opportunity to join the program.
- Increased state funding for the RMP.
- More states joining the RMP.
- Changes to eligibility.
These changes could encourage Chipotle to adapt.
Conclusion
In short, while Chipotle is a delicious choice, it does not usually accept EBT cards. If you’re looking to use your SNAP benefits, you’ll need to explore other dining options or purchase groceries to prepare meals at home. Always remember to double-check with the restaurant or delivery service before you place your order to avoid any issues at checkout. While Chipotle does not accept EBT at this time, it’s always a good idea to stay informed about potential changes to policies.